Parkmount Financial
Your Partner in the climb to Success
Our Story
Who We Are
Our Process
Let's Talk
Parkmount Financial empowers your life journey with Fiduciary Financial Planning
About Us
We begin by listening to you. Your advisor will spend a lot of time asking questions and listening to your thoughts, your plans, your worries, your hopes and dreams.
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We will help you articulate clear, measurable goals
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Based on your planning analysis, we generate a personalized set of financial actions to meet your financial goals.
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We will provide an intensive process of ongoing coaching on your key financial activities of importance to your life, as well as reinforcement into the philosophy we will use to reach our goals
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We provide our clients with the confidence that their planning is in good order and their assets are invested with an appropriate level of risk to meet their objectives.
Parkmount operates as an independent registered advisor Joseph Boughan, CFP®
has spent years:
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Deep executive experience with nationally top ranked wealth management firms,
practicing principles of financial planning
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Earning a reputation with clients for objectivity and empathy
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Cultivating lifelong relationships
Joe grew up in a small town of Massachusetts.
Surrounded by family and great teachers, he learned if you work hard and you’re uncompromisingly honest and you go the extra mile to take care of people and put their interests first, you’re ahead of 90% of the rest of the world. This simple philosophy is woven into the foundation and purpose of our firm.
What
We
Offer
Financial Advisory
Every client walks a unique path in life, and Parkmount Financial is here to help guide you to financial freedom through our financial management framework. Encompassing all the steps you will encounter on your financial journey, Our process provides a comprehensive, transparent, and highly customizable map that gives you the perspective and insight needed to continue moving forward with confidence.
Retirement Income Planning
In our process with will examine:
-How much will you need to retire comfortably, and stay retired?
-What is the best way to invest my savings to sustain my income needs when I no longer work?
-How can I avoid running out of money?
-Am I on track and doing enough to ensure a secure and dignified financial future?
-How can I maximize my social security and/or employer retirement programs?
-How to withdraw my assets from accounts tax efficiently?
Investment Guidance
In our process we believe investment in the great corporations of the world and having a balanced portfolio of these types of equity shares in combination with other asset types is an opportunity for potential financial returns, and we can work with you to understand how to determine the appropriate level risk for you and match you with the unique portfolio suited to your stage in life and financial goals. We then provide ongoing monitoring and diligence on our views as to the best products to capture the potential for investment returns
Tax Efficiency
Without careful planning, it's very possible to have a higher tax bill in retirement than as a working professional.
Our tax planning services aim to help keep taxes low today and in retirement. We accomplish this through:
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Annual Tax Return Analysis
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Annual Roth Conversions Review
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Coordination & Timing of Income Streams (e.g. Pension, Social Security, Required Minimum Distributions, etc.)
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Asset Location
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Charitable Giving Strategies
Insurance & Risk Management
Our insurance planning helps you maximize your protection and lower your annual costs.
After we perform a comprehensive insurance analysis, we help you shop the entire market to find the best policy at the best price. We also help you safely unwind insurance policies that are no longer in your best interest.
We conduct regular in-depth reviews for our clients on the following types of insurance:
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Life Insurance
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Long Term Care Insurance
Why
Us
Deep Industry Knowledge
Parkmount prides itself on delivering a great client service standards and keeping up to date with best practices. We are constantly staying focused on the current technology, tools, and methods for delivering a client experience that exceeds expectations at a fair cost. In our existing client base, we have developed deep knowledge of specific niche client groups which make us well positioned to offer better and more timely services than our peers. These groups include individuals planning for retirement, those at large public technology companies, and finance industry executives.
Years of Experience
Prior to starting Parkmount, our lead planner Joe had a successful career serving clients and managing investments at Merrill Lynch for 6 years and has experience working with all stages of their financial planning to retirement spending years. Our independence from any large corporate interests positions us to care for our client's interests better than peers at larger firms.
Research Team
Joe holds a series 66 investment advisor license, as well as life and health insurance licenses, and many years of structured financial planning experience. In addition to this, Parkmount works the resources and support from Charles Schwab's advisor services, third party consultants, and research providers to bring an immense amount of expertise and personalized touch to each individual's situation. This differentiates Parkmount from many other firms that assign hundreds of clients per advisor, or worse those that only provide an 800 number to a calling center for service
Contact
Us:
Mailing Address
867 Boylston Street
5th floor #1635
Boston, MA 02116
Scituate Office
50 Country Way
Suite 203
Scituate, MA 02066
Our Phone No.
(617) 314-0399