Ever since the advent of the 401(k), we have seen a growing cohort of 401(k) millionaires. This is great, it meaning our society is becoming more literate and more people are taking advantage of programs designed to help them secure their retirement, BUT it creates a new problem. Taxes owed on these large pre-tax retirement account balances can be significant. This is the exact reason that Roth Conversions have been such a hot topic lately. Nobody wants to pay more tax than n