Many people go shopping online for and advisor and properly do their research. But, believe it or not, most people don’t wake up and decide to “hire a financial advisor.” They meet one. A friend introduces them. A coworker makes a referral. Someone says, “You should talk to my advisor — he works with Northwestern Mutual.” That feels safe. Recognizable brand. Established company. Professional presentation. And that’s often where the relationship begins. But here’s something most people don’t...

Here’s the surprise most people don’t expect: The people who save the most for retirement are often struggling the most to enjoy it. Not because they didn’t do enough. Not because they made poor decisions. But because the habits that made them successful don’t turn off just because they retired. As a financial planner, this is something I see repeatedly. Smart, disciplined retirees reach retirement with more than enough—and yet find themselves anxious, hesitant, and second-guessing every...

This is a highlight of financial strategy considerations for RTX employees